Pre Policy Medical Checkup
Ensuring Transparency, Trust, and Health Before Policy Issuance
A Pre-Policy Medical Check-Up (PPMC) is a health assessment conducted before issuing a new health or life insurance policy.
It helps insurance providers evaluate an applicant’s current health status, identify existing conditions, and determine risk factors — ensuring fair premium calculation and smooth claim settlement in the future.
At Ensure Healing Health Care Pvt. Ltd., we provide fast, accurate, and insurer-approved medical check-ups through our network of NABL-accredited diagnostic centers and qualified medical professionals.
Purpose of a Pre-Policy Medical Check-Up
The main goal of a pre-policy check-up is to:
Evaluate the applicant’s current health and lifestyle
Detect any pre-existing medical conditions
Enable transparent communication between the insurer and insured
Reduce the chances of claim rejection later due to undisclosed health issues
Our Commitment
At Ensure Healing, we make the pre-policy health check-up process simple, transparent, and trustworthy — helping you and your insurer make informed decisions with confidence.
“A healthy beginning ensures a secure future.”
A Pre-Policy Medical Check-Up (PPMC) is a health assessment required by insurance companies before issuing a new health or life insurance policy.
It helps evaluate your current health condition, identify any pre-existing diseases, and determine the risk level for insurance coverage and premium calculation.
It ensures transparency and fairness between the insurer and the applicant.
By understanding your current health status, the insurance company can provide accurate coverage, while you gain clarity on your well-being and minimize the risk of claim rejection in the future.
Yes, 8–10 hours of fasting is usually recommended before your appointment, especially for blood sugar and lipid profile tests.
You can drink water during the fasting period, but avoid tea, coffee, and other beverages.